As a mother, I would love to be able to protect my children from everything. Matthew, who is in 7th grade, has been begging me to let him play football for at least 5 years now. I have been telling him no, because all the people I know who are my age who played football have bad knees or bad backs from the sport. I also recently read a study that if a football player gets a concussion in high school or college, they are more likely to develop dementia in their old age.

Brad, who is in 9th grade, wisely told me, “Mom, you can’t just wrap him in bubble wrap for the rest of his life.” I honestly thought for a moment, “I would if I could.” I realized how important it was to Matthew to play football and agreed to let him play this year. He played in 2 games and then during practice he broke his wrist in 2 places.

So the next question is will he play next year? The answer is probably. He really enjoyed playing in those two games, and I think he was really good at playing. Of course, that is the proud mother talking. I have learned that even if I tried, I cannot protect him from everything that could happen.

You may be asking how does that relate to protecting my children and grandchildren? I can help you design a will or trust that protects your children and grandchildren from losing their inheritance from divorce, creditors or lawsuits. Also, if it is necessary, it can protect them from themselves.