It is not easy to imagine anyone else raising your children. After all, you gave birth to them, taught them to walk, fed them, dressed them, loved them, and promised always to be there. You are their parent. You make every important decision when it comes to your...
Most of us realize that it is unrealistic to expect that accidents or misfortunes will never happen to us. We put off the need to worry about the possibility of incapacity until “someday.” Still, we do insure our autos, carry health insurance, and as soon as we have...
