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Are you enjoying the cooler weather?

This is the time of year that we enjoy bike rides and taking walks at Lake Ray Roberts. The trail at Ray Roberts reminds me of hiking in Arkansas (yes, I have a good imagination). The fall is a wonderful time of year. It is easier to exercise when it is not so hot...

Does a Supplemental Needs Trust Need a Payback Provision?

The quick answer is that it depends on the source of funds used to create the trust. Before we get too much further in, let me give you the definition of a Supplemental Needs Trust or a Special Needs Trust. A Supplemental Needs Trust is a trust that is designed to...