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Have You Ever Kissed a Stingray?

I had the opportunity to during our exciting 7-day cruise over Spring Break, but I decided not to. James and the boys kissed it. We got to swim with the stingrays in Grand Cayman. It was both exciting and a little scary. Prior to arriving, I had been told that their...

Planning for a Disability

Planning for Disability – The Good, The Bad and The Necessary No one likes to think about the possibility of their own disability or the disability of a loved one. However, as we’ll see below, the statistics are clear that we should all plan for, at the...